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  • The number of homes sold at ?1 million and above has tripled over the last five years. ?1 million pound plus mortgages in England and Wales have increased from 2,249 in June 2002 to 6,170 in June of this year, with London accounting for the highest proportion of sales at 58%. Halifax ...

    Those seeking a lifetime tracker mortgage should look to the HSBC as it has lowered the interest rate on its fee-free mortgage from 6.45% to 6.44%. Available at up to 90% loan to value, the lifetime tracker follows the Bank of England's base rate at 0.69% above. The new mortgage has been ...

    The growing fascination with DIY looks set to grow as ever increasing numbers of mortgage holders make improvements to make their homes more valuable. Halifax figures show that nearly 25% of homeowners who carried out DIY in the last year do so in the hope that it would help increase the ...

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  • Sainsburys Bank Mortgages

    Sainsbury’s, a relatively new entrant into the market (as you can imagine they have grat possibilities of gaining business when you encounter their marketing messages every week whilst picking up your groderies!) offers you two competitive mortgage deals. Its flexipay mortgage enables you to choose a wide range of payment features, including an exceptional discount for the first six months.

    You can adjust your payments, benefit from the possibility of mortgage borrowing up to 100% LTV (loan-to-value) and you will also be offered a significant reduction on Sainsbury’s Bank home insurance (on occasions you do also benefit from other Sainsburys products at ‘offer rates’).

    Alternatively, you might be persuaded by the attractive features of a Sainsbury’s Bank fixed-rate mortgage, a great product for first-time buyers.

    You will receive a competitive interest rate on up to 90% loan to value (LTV) as well as a marginally higher rate for a up to a 100% loan to value.

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