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  • The number of homes sold at ?1 million and above has tripled over the last five years. ?1 million pound plus mortgages in England and Wales have increased from 2,249 in June 2002 to 6,170 in June of this year, with London accounting for the highest proportion of sales at 58%. Halifax ...

    Those seeking a lifetime tracker mortgage should look to the HSBC as it has lowered the interest rate on its fee-free mortgage from 6.45% to 6.44%. Available at up to 90% loan to value, the lifetime tracker follows the Bank of England's base rate at 0.69% above. The new mortgage has been ...

    The growing fascination with DIY looks set to grow as ever increasing numbers of mortgage holders make improvements to make their homes more valuable. Halifax figures show that nearly 25% of homeowners who carried out DIY in the last year do so in the hope that it would help increase the ...

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  • Private Sales

    More people are using the internet to sell and purchase property both in the UK and abroad. This private sale process results in you sidetracking the estate agents and dealing directly with the buyer/ seller.

    The main advantage of this route is that of bypassing the estate agent commission (often around 2.5%) You will still need to factor in other costs though such as solicitors and surveyors fees as well as the website listing fee. Another benefit of using the private sale is that is does reduce the risk of being gazumped.

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