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  • The number of homes sold at ?1 million and above has tripled over the last five years. ?1 million pound plus mortgages in England and Wales have increased from 2,249 in June 2002 to 6,170 in June of this year, with London accounting for the highest proportion of sales at 58%. Halifax ...

    Those seeking a lifetime tracker mortgage should look to the HSBC as it has lowered the interest rate on its fee-free mortgage from 6.45% to 6.44%. Available at up to 90% loan to value, the lifetime tracker follows the Bank of England's base rate at 0.69% above. The new mortgage has been ...

    The growing fascination with DIY looks set to grow as ever increasing numbers of mortgage holders make improvements to make their homes more valuable. Halifax figures show that nearly 25% of homeowners who carried out DIY in the last year do so in the hope that it would help increase the ...

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  • Estate Agents

    Some of the most hated people on the planet according to some surveys! Finding the right estate agent who you can trust is extremely difficult. Some estate agents only specialize in certain areas and possibly in certain types of property therefore research is essential to help you find the best one.

    You need to define exactly what you want from a property and do not be persuaded into buying a property that is not right for you. Remember the estate agent acts primarily for the seller and not for the buyer.

    Here are some things you should consider:

    • What are your main priorities in buying a house/flat?
    • Do you want to have easy access to your workplace or easy access to shops and services or a specific location/area?
    • Do you require a city dwelling or a country retreat?
    • Do you want a house or a flat?
    • What is your maximum budget (often very difficult to stick to!)?
    • Do you want to buy a house in a certain catchment area for your kids schooling?
    ?

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