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    • Million pound mortgages reach five year high
    The number of homes sold at ?1 million and above has tripled over the last five years. ?1 million pound plus mortgages in England and Wales have increased from 2,249 in June 2002 to 6,170 in June of this year, with London accounting for the highest proportion of sales at 58%. Halifax ...

    HSBC reduces fee-free lifetime tracker mortgage rate
    Those seeking a lifetime tracker mortgage should look to the HSBC as it has lowered the interest rate on its fee-free mortgage from 6.45% to 6.44%. Available at up to 90% loan to value, the lifetime tracker follows the Bank of England's base rate at 0.69% above. The new mortgage has been ...

    Mortgage holders seek DIY improvements
    The growing fascination with DIY looks set to grow as ever increasing numbers of mortgage holders make improvements to make their homes more valuable. Halifax figures show that nearly 25% of homeowners who carried out DIY in the last year do so in the hope that it would help increase the ...

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    • Capped Mortgages

    Capped Mortgages are a combination of Fixed Rate and Discount Rate Mortgages and have some attractive features for buyers.

    Capped Mortgages have interest rates agreed for a set period, but if the Standard Variable Rate (SVR) drops below that rate, you get to pay the lower amount. If rates go up, you are protected against having to pay the higher rate, because it has been limited or “capped”.

    This is how a capped mortgage works: The lenders offer a loan setting a capped rate in a defined period. During this period, the repayments of interest on the loan are limited by the capped rate. The good news come if the standard variable rate of the mortgage falls below this capped rate. In this case the interest rate falls with the variable rate.

    We can put you in touch with a qualified, impartial mortgage adviser for a quote.

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