Bad Credit Mortgages

Bad credit mortgages are also known as sub-prime mortgages and adverse credit mortgage. This mortgage is designed for people with credit problems.

How to Fix Bad Credit?

Please note that this site is not a registered credit body and whilst we will now present a comprehensive and informed guide overall several pages on helping you sort our bad credit we would recommend you speak to a specialist company such as Credit Action

To start with we would like to state.. YOU ARE NOT ALONE!… There are many people who find themselves in difficulty with debt problems - often through no fault of their own.

To help in such situations, we have borrowed from our own knowledge and primarily from the Credit Action help guide. The following pages will help with…

- How to prepare a financial statement
- How to prioritise your debts
- How to negotiate with your creditors
- Where you can go for help

This guide will help you get out of debt and includes some sample letters to be used when writing to creditors.

Once again we would like to inform you that we are not debt experts and due to the nature of a summary document some simplifications and generalisations have been made. Dealing with debt can be complicated is often extremely complicated and therefore we cannot be held responsible for any action taken, or indeed not taken, by you the reader based on this guide.

If you feel you need more help, contact the Consumer Credit Counselling Service (CCCS) helpline on 0800 138 1111. It is FREE and available Mondays to Fridays 8am to 8pm.

You can also use our short online mortgage enquiry form to speak with an adviser you will be able to give advice on you bad credit mortgage.